Make house hunting easier by studying up on key real estate terms. | Photos provided by Greenville Federal Credit Union
If you’ve looked into buying a house in Greenville, you probably already know that it’snot as easyas HGTV makes it look. The process is a lot more involved — and often confusing.
Appraisal — The estimated value of the home or property you want to purchase.
Zoning — What your city will allow you to do with your property (think: additions, pools, and fences). Psst... A home equity loan can help you check off some projects.
Inspection — A professional examination of a home to outline and detail its current condition. It’s like a physical for your house.
Wondering how much home you can afford? Greenville Federal Credit Union can help.
Map by Corey Barker
Financing
Mortgage — A loan used to purchase a home or other real estate. Calculate your loan.
Adjustable-rate mortgage (ARM) — A mortgage with an interest rate that can fluctuate throughout the life of the loan.
Fixed-rate mortgage — A mortgage with a constant rate of interest. Check current rates.
Pre-approval — A document from your lender outlining how much you can borrow based on several factors, which will help you develop your budget. See how much house you can qualify for.
Down payment — Your upfront payment toward the purchase of your new home.
Final steps
Escrow — A neutral account not related to the buyer or seller that will hold the funds until the end of the transaction.
Closing costs — Fees that are associated with the purchase of your home for things such as the appraisal and inspection.
What are you most unsure of when it comes to buying a house?
A. Types of mortgages B. Navigating closing costs C. Second mortgages + Home Equity Lines of Credit (HELOC) D. Private mortgage insurance (PMI) and when to pay it E. The pre-approval process F. Other
Wing Night + Trivia | 4-9 p.m. | Southernside Brewing Co. | Free entry | Munch on wings with special sauces that change weekly, then put your brain to the test with trivia at 7 p.m.
‘90s Trivia Night | 7:30-9:30 p.m. | Sweet Sippin, Simpsonville | Free entry | Step back into an era of mix tapes, grunge, and sitcoms as you test your ‘90s knowledge.
Thursday, May 8
Mother’s Day Petal Picnic | 12-3 p.m. | Topsoil Kitchen and Market, Travelers Rest | $95 | Build a bouquet with Sarah DuBose of Sassafrass Flower Farm and enjoy a chef’s picnic.
Expert Class: LinkedIn | 5:30-7:30 p.m. | City Club of Greenville | Free entry | Attend a specialized class taught by LinkedIn gurus and learn how to use it to grow personally and professionally.
Friday, May 9
Artisphere | Friday, May 9-Sunday, May 11 | Times vary | South Main Street | Free entry | Shop different styles of art from 140 vendors, grab a bite to eat, and listen to live music.
Saturday, May 10
Village Launch Market | 10 a.m.-2 p.m. | West Greenville Plaza | Free entry | Listen to live music from the Good Vibes Band as you shop 20+ vendors, snack from the Island Sun Caribbean Food Truck, and green your thumb with a Mill Village Farms plant sale.
The exhibition’s 70 costumes represent nearly six decades of film and television production at Disney. | Photos provided by the South Carolina State Museum
“Heroes & Villains: The Art of the Disney Costume” — an exhibit, created by the Walt Disney Archives, highlighting how iconic characters are brought to life through costumes — is now on view at the South Carolina State Museum (about 1.5 hours from Greenville).
The annexation rezoning request for The Inn at Altamont — a proposed luxury hotel on Paris Mountain — was denied at a Monday Travelers Rest Planning + Development Committee meeting. The developers say they still plan to build on the property, but their plans have not been announced. (Greenville News)
Community
À la Heart GVL officially launched last night. This program, by the Greenville chapter of the SC Restaurant and Lodging Association, provides emergency assistance to hospitality employees in Greenville in times of crisis. Learn more about the resources + consider donating.
Announced
Alert: Celeb sighting. The BMW Charity Pro-Am announced this year’s famous participants. First-timers include actor Ross Butler, former NBA champion J.R. Smith, and YouTube golf star Grant Horvat. See the full list. (Greenville Journal)
Edu
Greenville County School Systems announced that its proposed ~$1 million budget won’t increase the millage rate (the amount of taxes payable per dollar of a property’s value) for the next fiscal year. This marks the fourth time in the last 11 years the rate hasn’t gone up. (Greenville Journal)
Outdoors
Hop to it. The City of Greenville will host a public meeting tomorrow, May 8, from 6-7:30 p.m. at the Greenlink Operations and Maintenance Center to discuss the Prisma Health Swamp Rabbit Trail Orange Line extension, which would connect the trail to the North Main community. (Greenville Journal)
Try This
We’ve got sum good news. In honor of Asian American and Pacific Islander Heritage Month, Sum Bar will host Mahjong Monday, with advanced play on Monday, May 12 + beginner classes on Monday, May 19. Learn how to play the trending game and get tickets before they sell out.
Eat
Looking for ways to spoil your mom, dad, or caregiver this Mother’s Day? The Greenville News put together a list of brunch spots that are offering special Mother’s Day items on the menu. You can also take a peek at our brunch guide featuring 50+ more spots.
Giveaway
Ready to soar away with Breeze from GSP?We’re partnering with GSP and Breeze Airways to give away 50,000 BreezePoints ($500 value), valet parking, Escape Lounge access, and a swag bag.‡Enter to win now through Thursday, May 15 at 12 p.m.*
You know that moment when a company goes from “never heard of” to “suddenly everywhere?”That’s RAD Intel — and you can still invest. Join their supporters like Adobe and Fidelity by May 8.†‡*
Pets
Pumpkin, blueberries, quinoa, USDA-grade meat — those are the air-dried ingredients in Sundays For Dogs, a shelf-stable fresh dog food. Save 50% on your pup’s first order.*
Category
Business
Your favorite small businesses
Celebrate Small Biz Week with a fried goat cheese ball from Lazy Goat of Table 301. | Photo by Stephen Stinson
New Locals’ List, who’s this? Welcome back to Local’s List, where we ask our readers for their recommendations and share them with you.
This week is Small Business Week. To celebrate, we asked you to tell us your favorite local small business to create our Locals’ List: Small Businesses edition.
Food
Fork and Plough | “Meals like your momma made.” — Recommended by Jimmy K.
Coral | “Great food. Excellent service. Everyone knows your name. Cheers!” — Recommended by Chris M.
Spaghetti Westurn | “This spot has fantastic food and a unique vibe.” — Recommended by Gina M.
Retail
Cook’s Station | “Great food and events with friendly faces!” — Recommended by Michelle B.
Rustic II Refined | “Beautiful options and very attractive displays!” — Recommended by Sue O.
Support small businesses and artisans across the country when you shop Amazon Handmade. We love these aromatherapy shower steamers that are USA-made with plant-powered scents like peppermint, eucalyptus, lavender, rosemary, and lemon.
For those of you who don’t know, I worked in food and beverage from when I was 17 until I got this job at GVLtoday when I was 29. (I still work a few shifts a week at Juice Box at Gather GVL, because hospitality will always have a piece of my heart.)
Seeing the À la Heart GVL program come to life is another reason to love this city. Seeing how much people care about our hospitality workers and realize how vital they are to our community sincerely brings tears to my eyes. If you’ve ever wondered how you can help your favorite server, cook, hostess, bartender, or busser, this is how.
‡This offering is made pursuant to Regulation A Round and involves risk, including the possible loss of principal. The Company valuation is set by RAD Intel. Please review all offering materials before making an investment decision.
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